Credit Underwriter: Working Capital/ Term Loan - CA/CMA
Ofbusiness · Mumbai · onsite · Posted 47d ago
Undisclosed2–4 yrsfulltimeSourced from
About a minute. You'll make an account on the way through.
About this role
Underwriting / Appraisal of credit proposals in line with the policy within laid down TATs. Analyzing the Financial statements, Cash flow / Bank statements, and Ratio analysis for assessment of working capital/ Term Loan/ other funding requirements of the SME.
Key Responsibilities:
- Evaluate and underwrite loan applications post credit processing.
- Conduct Quantitative & Qualitative Analysis including Personal Discussions (PD) to assess creditworthiness.
- Perform Financial Analysis: assess balance sheets, profitability, and net worth.
- Conduct Banking and Statutory Analysis: evaluate bank statements, EMI patterns, tax filings, and GST compliance.
- Carry out Legal Checks: identify any existing complaints or legal red flags.
- Recommend loan decisions (Approve/Reject) as per credit policy.
- Collaborate with Sales and Operations Teams to support disbursements and business targets.
- Monitor portfolio performance and suggest policy updates based on risk insights
Sourced from naukri
Skills
Sme LoanSupply Chain FinanceSme LendingMsme LoanWorking CapitalTerm LoanCredit AnalysisCredit Underwritingcredit appraisalCredit AssessmentunderwritingUnsecured LoansBusiness Loan
About Ofbusiness
Ofbusiness
Internet
17k+
employees
2015
11 years old
Gurgaon
IN
₹12.9L PA avg
Avg at Ofbusiness
About
Provides a tech-focused platform facilitating procurement and financing for SMEs in the manufacturing and infrastructure sectors, enhancing supply chain efficiencies.
Industries
Internet
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