Credit Risk & Policy Analyst
Catholic Syrian Bank · Mumbai · onsite · Posted 31d ago
Undisclosed12–14 yrsfulltimeSourced from
About a minute. You'll make an account on the way through.
About this role
The role is responsible for preparing and issuing credit risk vetting report for large and mid corporate proposals, including project finance/real estate proposals within allowed TAT to enable business and processing team to put up loan proposals for sanction. The role is also responsible for providing key policy inputs and proposing policy changes for the loan policy, in line with evolving regulatory and business requirements
Experience: 12 to 14 years
Qualifications: Graduate (Any)/MBA preferred
- Analyze financial statements and credit proposals for new, modified, and refinancing requests.
- Validate Internal Credit Risk Ratings in line with CRM policy.
- Prepare risk-vetting reports and submit recommendations to Lead Credit Risk/Head Credit Risk.
- Review rating outlooks of high-value borrowers and highlight key risks in proposals.
- Support enhancement of credit risk models and rating accuracy.
- Stay updated on lending policies and regulatory requirements.
- Develop financial models and spreadsheets for credit assessment.
- Review and revise loan policies using portfolio analysis and evolving business/regulatory needs.
- Assess credit risks in new and existing products and provide inputs to the Product Evaluation Committee.
- Compute periodic RAROC and update the RAROC framework as required.
Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.
Sourced from naukri
Skills
crmProject FinanceLendingBusiness RequirementsReal Estatecredit riskCredit AssessmentPortfolio AnalysisFinancial StatementsVettingfinance
About CSB Bank
Catholic Syrian Bank
Banking
7.9k+
employees
1920
106 years old
Thrissur/Trichur, Kerala
India
₹6.7L PA avg
Avg at CSB Bank
About
Catholic Syrian Bank is positioned in the financial services sector, delivering a comprehensive range of banking products tailored for SMEs, retail, and NRI customers.
Industries
BankingFinancial Services
Employee ratings
10 reviews
3.2/ 5
Culture
2.7
Career growth
2.5
Work-life
2.8
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