Credit Risk Manager

Role & responsibilities

• Evaluate credit proposals for Retail, SME, and Corporate loan products.
• Analyze financial statements, cash flows, banking behavior, and repayment capacity.
• Conduct credit risk assessment and identify key business, industry, and financial risks.
• Review collateral/security and ensure compliance with credit policies.
• Monitor portfolio performance and identify early warning signals.

• Preferred candidate profile

• Graduate/Postgraduate in Finance, Commerce, Economics, or MBA (Finance).
• 2-8 years of experience in Credit Risk, Credit Underwriting, or Credit Appraisal within Banking/NBFC.
• Strong knowledge of financial analysis, lending products, and RBI regulations.
• Good analytical, communication, and decision-making skills.