Credit Ris Analytics, Bangalore, Immediate joiners only

Responsibilities

• Prepare, validate, and deliver monthly, weekly, and ad hoc MIS reports and dashboards for Credit Risk and Commercial Banking portfolios.
• Perform data extraction, cleansing, reconciliation, and integrity checks by consolidating data from multiple internal systems and databases.
• Develop and maintain interactive dashboards using Power BI & Tableau and automate recurring reporting activities using Excel VBA/Macros.
• Knowledge of SQL and the ability to write and optimize SQL queries for data extraction, validation, and reporting will be an added advantage.
• Analyze reporting trends, identify data discrepancies, perform Root Cause Analysis (RCA), and recommend corrective actions.
• Support Credit Risk reporting by monitoring portfolio performance, exposure trends, risk metrics, and key business indicators.
• Work with Commercial Credit datasets. A basic understanding of financial statements, loan portfolios, and portfolio monitoring will be an added advantage.
• Collaborate with business stakeholders to understand reporting requirements, implement report enhancements, and ensure timely report distribution.
• Document reporting processes, business logic, and Standard Operating Procedures (SOPs), while supporting reporting automation and continuous process improvement initiatives.

Qualifications

• Graduate/Post Graduate (MBA/PGDM in Finance, Analytics, or a related field preferred).
• 25 years of experience in MIS Reporting, Business Analytics, Data Analytics, Reporting, or a similar role.

Technical Skills

• Advanced Microsoft Excel
• Power BI (Dashboard Development)
• Tableau
• Excel VBA/Macros
• Data Validation & Reconciliation
• MIS Reporting & Dashboarding
• Knowledge of SQL will be an added advantage.

Preferred Domain Knowledge

Experience in Commercial Banking, Credit Risk, or Financial Services will be preferred. Basic understanding of Financial Statements, Portfolio Monitoring and PD/LGD Concepts will be an added advantage.

Additional Information

The candidate will be accountable for regular reporting deliverables and should:

• Deliver accurate and timely reports while maintaining high data quality and integrity.
• Ensure report validation, reconciliation, and quality checks before publication.
• Support reporting automation and continuous process improvement initiatives.
• Work effectively with multiple data sources and large datasets.
• Demonstrate strong analytical, problem-solving, communication, and stakeholder management skills.
• Be able to work under tight deadlines while maintaining quality and productivity.