GURUGRAM · FULLTIME
Credit Processing Associate: Working Capital/Term Loans - SME Lending
Oxyzo Financial Services
Gurugram · onsite · Posted 13d ago
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₹5.0L - ₹6.0L PA1–4 yrsfulltimeGurugram
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Section · 01
About this role
- Prepare Credit Appraisal Memos (CAM) for business/MSME loan applications.
- Analyze financial statements, including Balance Sheets, P&L, and key financial ratios.
- Conduct banking analysis, including turnover, average bank balance, CC/OD utilisation, cheque returns, and repayment track record.
- Perform GST analysis, including turnover validation, GSTR-1 and GSTR-3B reconciliation, and ITC analysis.
- Reconcile financial, banking, and GST data to identify discrepancies, deviations, and potential risk indicators.
- Review CIBIL reports and highlight credit-related observations and red flags.
- Coordinate with Underwriting, Operations, and Documentation teams for case-related queries and timely processing.
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Section · 02
Skills
credit processingCamCredit administrationLoan ProcessingCibilDisbursementCredit Operationscredit documentationLoan SanctionLoan Operations
Section · Company
About Oxyzo Financial Services
Oxyzo Financial Services
Financial Services
350
employees
2016
10 years old
Gurgaon / Gurugram, Haryana
India
₹5L – ₹6L PA
This role
About
At OXYZO, we pride ourselves in having a deep understanding of SMEs' business needs. Aiming to transform small and medium enterprises into large, by offering credit solutions and other loans.
Industries
Financial Services
Employee ratings
207 reviews
3.3/ 5
Culture
3.4
Career growth
3.0
Work-life
3.5
Employees rate it well for
Work Culture26Job Security20Work Life Balance17Senior Management15Work Environment12
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