Credit officer - Hyderabad

Roles & Responsibilities

• Credit Appraisal – Underwriting/recommending of proposals for non-collateral/collateral backed education loan.
• Process – Understanding process and policies and implementing the same to ensure smooth transactions.
• Delinquency Management for the location
• Vendor / Cost management – managing the outsource agencies and ensure TAT is maintained by these agencies.
• Quality Management in terms of Audit, Compliance and Hindsighting
• PDD Management – controlling and tracking PDDs through proper MIS for the location

Key Accountabilities

• Login to Recommendation TAT
• Maintaining Audit Compliance and errors in Hind sighting
• Delinquency control as per budget
• Cost management

Required Qualification

• MBA from Premier Institute

Technical Competencies

• Basic knowledge of loan underwriting
• Knowledge of Mortgage Lending Business- awareness on risk involved wrt to title of property
• Good communication and report writing skills
• Basic knowledge of Banking
• Good Knowledge of computer applications

Behavioral Competencies

• Customer Centricity
• Execution Focus
• Collaborative Approach

Personal Attributes

• Strong communication skills
• Team work and Collaboration skills
• Attention to detail
• Energy and drive to work on fast-paced, diverse, and challenging projects
• Good observation and listening skills
• Process oriented

Eligibility

• CA/MBA