Credit Officer - Agri
Catholic Syrian Bank · Not specified · onsite · Posted 31d ago
Undisclosed7–12 yrsfulltimeSourced from
About a minute. You'll make an account on the way through.
About this role
To support credit assessment and portfolio quality for the agriculture lending portfolio through evaluation of customer information, financial analysis and credit due diligence. The role provides recommendations based on risk assessment and ensures compliance with credit policies, regulatory requirements and lending guidelines.
Experience Range : 7 to 15 Years
Qualifications :
Graduate (Any Specialisation)
CA/ MBA
Graduate (Any Specialisation)
CA/ MBA
- Appraise and recommend agriculture credit proposals in accordance with credit policies, lending guidelines, and delegated authority.
- Assess agricultural income, cropping patterns, farm cash flows, land holdings, and other agri-specific risk factors as part of credit evaluation.
- Conduct customer visits and Personal Discussions (PDs) to evaluate borrower profile, farming activities, repayment capacity, and business viability.
- Analyze customer information, financial data, cash flows, and credit parameters to support underwriting decisions.
- Monitor portfolio quality, delinquency trends, and NPA levels and highlight emerging risks.
- Review delinquent accounts and support portfolio reviews to strengthen risk management practices.
- Identify process, policy, and credit risk gaps and recommend appropriate corrective measures.
- Ensure compliance with credit policies, regulatory requirements, and internal control standards.
Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.
Sourced from naukri
Skills
Due Diligencepdsfinancial dataLendingportfolio qualityNpaRisk AssessmentCredit EvaluationCredit Officercredit riskCredit AssessmentunderwritingRisk Managementfinancial analysiscompliance
About CSB Bank
Catholic Syrian Bank
Banking
7.9k+
employees
1920
106 years old
Thrissur/Trichur, Kerala
India
₹6.7L PA avg
Avg at CSB Bank
About
Catholic Syrian Bank is positioned in the financial services sector, delivering a comprehensive range of banking products tailored for SMEs, retail, and NRI customers.
Industries
BankingFinancial Services
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