Credit Manager
Kotak Mahindra Bank Ltd.. · Mumbai · onsite · Posted 1d ago
Not disclosed1–5 yrsfulltimeSourced from
About a minute. You'll make an account on the way through.
About this role
- Ability to assess the creditworthiness of applicants by analyzing financial statements, credit reports, and other relevant information.
- Conduct thorough risk assessments to determine the viability of loan requests.
- Evaluate and interpret financial ratios, cash flows, and collateral values to make informed credit decisions.
- Familiarity with regulatory frameworks and compliance requirements related to credit operations.
- Manage and mitigate credit risk by setting appropriate credit limits, terms, and conditions.
- Excellent communication and interpersonal skills, with the ability to build and maintain relationships with clients and cross-functional teams, necessary to understand their loan requirements and provide suitable credit solutions.
- Monitor delinquency for underwritten cases during the infant stage to keep delinquency at near-zero levels.
- Attention to detail and ability to handle high-volume work, meet deadlines, and manage multiple cases concurrently.
- Proficiency in using credit analysis software and Microsoft Office applications like Excel and Outlook.
- Be a team player while assisting the team in implementing HO and local policies at ground level.
- Handle CPAs and mentor them to improve the quality of their output.
- Monitor their productivity levels.
Sourced from instahyre
Skills
creditLoanrisk
About Kotak Mahindra Bank
Kotak Mahindra Bank Ltd..
Banking
60.4k+
employees
1985
41 years old
Mumbai, Maharashtra
India
₹7.9L PA avg
Avg at Kotak Mahindra Bank
About
From launching Kotak Mahindra Finance Ltd. in 1985 to becoming one of the country’s most trusted financial institutions today, it’s been quite a journey.
Industries
BankingFinancial Services
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