Credit Manager
Kotak Mahindra Bank Ltd.. · Hyderabad · onsite · Posted today
₹13.0L - ₹16.0L PA2–3 yrsfulltimeSourced from
About a minute. You'll make an account on the way through.
About this role
- Conduct detailed appraisal of Agri Business Loan proposals including Farm Loans, Agri SME Loans, Dairy, Poultry, Fisheries, Horticulture, Warehouse Receipt Financing, and Allied Agriculture activities.
- Analyze financial statements, bank statements, income assessment, cash flow, and repayment capacity of borrowers.
- Perform credit underwriting and risk assessment as per internal credit guidelines.
- Review property documents, collateral security, land records, and valuation reports.
- Coordinate with Sales, Operations, Legal, Technical, and Collections teams for smooth loan processing.
- Conduct field visits and customer interactions for credit verification and due diligence.
- Prepare credit appraisal notes and present recommendations for approval.
- Monitor portfolio quality and identify early warning signals of stress accounts.
- Ensure compliance with RBI guidelines, internal policies, and regulatory requirements.
- Support audit, compliance, and portfolio review activities.
- Maintain TAT for proposal evaluations and approvals.
Sourced from naukri
Skills
agri business loanCredit ManagerCredit UnderwritingAgribusiness
About Kotak Mahindra Bank
Kotak Mahindra Bank Ltd..
Banking
60.4k+
employees
1985
41 years old
Mumbai, Maharashtra
India
₹7.9L PA avg
Avg at Kotak Mahindra Bank
₹13L – ₹16L PA
This role
About
From launching Kotak Mahindra Finance Ltd. in 1985 to becoming one of the country’s most trusted financial institutions today, it’s been quite a journey.
Industries
BankingFinancial Services
Employee ratings
0 reviews
3.7/ 5
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