Credit Manager

Roles and Responsibilities :

• Manage a team of credit analysts to ensure timely disbursement of affordable housing loans and home loans.
• Conduct thorough credit analysis, appraisal, and evaluation of borrowers' financial statements to determine their creditworthiness.
• Develop and implement effective strategies for cross-selling other banking products such as insurance policies, savings accounts, etc.
• Collaborate with sales teams to identify new business opportunities and expand existing relationships with clients.

Job Requirements :

• 1-7 years of experience in affordable housing finance or related field (credit management).
• Strong understanding of affordable housing loan schemes, regulations, and industry trends.
• Excellent analytical skills for conducting thorough credit assessments and evaluations.
• Proven track record in managing high-performing teams and achieving targets.