Credit Manager

We are seeking a Credit Manager to join our team in India. The ideal candidate will be responsible for assessing credit risk, managing customer credit accounts, and ensuring that the company maintains a healthy credit portfolio. This role is suited for individuals with 0-3 years of experience in finance or credit management.

Responsibilities

• Analyze credit data and financial statements to determine the risk in extending credit or lending money.
• Evaluate customer creditworthiness by reviewing credit histories and financial records.
• Make recommendations for credit limits and terms based on analysis of the data.
• Monitor the credit portfolio and identify any potential risks or issues that may arise.
• Communicate with clients regarding credit decisions and terms, providing excellent customer service.
• Collaborate with sales and finance teams to ensure alignment on credit policies and risk management.
• Prepare reports on credit metrics and present findings to management.

Skills and Qualifications

• Bachelor's degree in Finance, Accounting, Business Administration or a related field.
• Strong analytical skills to evaluate financial data and assess credit risk.
• Proficiency in financial modeling and analysis tools such as Excel.
• Knowledge of credit reporting systems and financial regulations in India.
• Excellent communication and interpersonal skills to interact with clients and team members.
• Attention to detail and strong organizational skills to manage multiple accounts effectively.
• Ability to make sound decisions and recommendations based on data analysis.