Credit Manager - Working Capital

Role & responsibilities :

• Develop, monitor, and update credit lending policies in line with the bank's credit framework.
• Analyze the impact of credit policies and lending programs to support business growth.
• Draft and implement credit policies, process notes, and compliance frameworks.
• Conduct portfolio monitoring, credit analytics, and risk assessment.
• Develop and maintain credit scoring models, scorecards, and perform back-testing.
• Drive process improvement, digitization, and automation initiatives.
• Coordinate with stakeholders on technology and business projects.
• Perform portfolio hindsighting and support policy reviews based on business and regulatory requirements.

Preferred candidate profile :

• Candidates having 2-4 years of experience in Working Capital credit
• CA along with relevant years of experience in banking.
• Excellent analytical skills, with the ability to create and process financial spreadsheets.
• Self-driven, strong communication, go-getter attitude and ability to interact with internal stakeholders.