Credit Manager-WC-SME-LT
Hdfc Bank · Chennai · onsite · Posted 29d ago
Not disclosedFresherfulltimeSourced from
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About this role
Role Description
Job Title
Credit Manager - WC - SME - LT
Business Unit
Wholesale Credit - SME
Reporting To
Area Credit Manager / Regional Credit Manager / Team Leader
Job Function and Role Type
Credit, Individual Contributor
Version No
1.0
Job Purpose
Ensure adherence to policies, processes, and procedures to maintain portfolio quality and mitigate risks. Analyze proposals, ensure credit checks, and deliver timely decisions without compromising quality.
Key Responsibilities
Portfolio Management - Working Capital Products
Control early delinquency and mortality.
Minimize NPA percentage.
Maintain housekeeping and CAM renewals.
TAT Management
Ensure credit TAT within benchmarks.
Control CPA TAT.
Monitoring of Vendor Performance
Appoint vendors as per business needs.
Ensure report quality and vendor TAT.
Adherence of Credit Policy & Processes
Avoid deviations in processes and policies.
Highlight ground-level feedback.
MIS Analysis
Ensure individual productivity and portfolio quality.
Handle vendor management and process improvement.
Compliance, Audit And CRU Requirements
Review audit and compliance queries within TAT.
Provide local responses and MIS promptly.
Education
Chartered Accountant or MBA from a reputed institute.
Certifications
Banking Product & Process Knowledge, Communication, Industry Knowledge.
Key Competencies
Risk assessment, Portfolio management, Compliance adherence, Vendor management, Analytical skills.
Major Stakeholders
Customers, Branch Banking Team, Operations, Business Teams, Audit/CRU.
Job Title
Credit Manager - WC - SME - LT
Business Unit
Wholesale Credit - SME
Reporting To
Area Credit Manager / Regional Credit Manager / Team Leader
Job Function and Role Type
Credit, Individual Contributor
Version No
1.0
Job Purpose
Ensure adherence to policies, processes, and procedures to maintain portfolio quality and mitigate risks. Analyze proposals, ensure credit checks, and deliver timely decisions without compromising quality.
Key Responsibilities
Portfolio Management - Working Capital Products
Control early delinquency and mortality.
Minimize NPA percentage.
Maintain housekeeping and CAM renewals.
TAT Management
Ensure credit TAT within benchmarks.
Control CPA TAT.
Monitoring of Vendor Performance
Appoint vendors as per business needs.
Ensure report quality and vendor TAT.
Adherence of Credit Policy & Processes
Avoid deviations in processes and policies.
Highlight ground-level feedback.
MIS Analysis
Ensure individual productivity and portfolio quality.
Handle vendor management and process improvement.
Compliance, Audit And CRU Requirements
Review audit and compliance queries within TAT.
Provide local responses and MIS promptly.
Education
Chartered Accountant or MBA from a reputed institute.
Certifications
Banking Product & Process Knowledge, Communication, Industry Knowledge.
Key Competencies
Risk assessment, Portfolio management, Compliance adherence, Vendor management, Analytical skills.
Major Stakeholders
Customers, Branch Banking Team, Operations, Business Teams, Audit/CRU.
Sourced from foundit
Skills
analytical thinkingRisk AssessmentCompliance AdherenceBanking Product Process KnowledgePortfolio ManagementVendor Management
About HDFC Bank
Hdfc Bank
Banking
214.5k+
employees
1994
32 years old
Mumbai, Maharashtra
India
About
HDFC Bank Limited is an Indian banking and financial services company headquartered in Mumbai.
Industries
BankingFinancial ServicesMedia & Entertainment / PublishingInsuranceNBFC
Employee ratings
52,395 reviews
3.8/ 5
Culture
3.6
Career growth
3.1
Work-life
3.5
Employees rate it well for
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