Credit Manager-SUPPORT SERVICES-SME Credit

KMBL - Corporate - Support Services-Credit

Role: Credit Manager | Location: Mumbai

Job role

• Handling a team of credit analysts
• Prioritization of proposals in consultation with business team
• Guide the team of credit analysts to write better quality notes and effective monitoring
• Vetting of Credit Appraisal notes prepared by credit analysts
• Discuss with senior members of business team on Terms and Conditions for risk assessments/ structuring of the proposal, transaction
• Assist the credit analysts to formulate credit recommendation in the note.
• Closely monitoring of portfolio along with team of credit analysts
• Escalate with action plan for non-compliances and early warning signals
• Meeting the clients on regular basis to know the updates
• Networking within various departments of the bank/ taking reference checks from other banks

Job req

• Experience required for the Job: At least 10+ years in Credit Underwriting.
• CA / MBA
• Good understanding of Accounting Standards, Balance Sheet Analysis.
• Knowledge of RBI regulations, SEBI and other statutory bodies requirements.
• Good interaction and communication ability.
• Excellent verbal, written communication & presentation skills.