Credit Manager - SCF

Job Summary

The role incumbent will be responsible for end-to-end credit underwriting and disbursal of the loan. Credit assessment and underwriting of loan applications based on product and policy norms, end to end from login to disbursal of loans. Appraising loan applications for credit worthiness ensuring adherence to KYC norms, credit bureau assessment and financials. Disbursal of loans including all checks and verifications. Coordination with legal, technical and processing vendors and training of vendors and vendor staff on processes and polices. In-person meetings and discussions with clients. Responsible for maintaining the processing TAT. Participate in and clear regular internal and external audits. Vendor management, including quality monitoring. Partner in terms of providing policy inputs to Risk teams which will formulate the right policy for Godrej Capital.

Responsibilities

• End-to-end credit underwriting and disbursal of the loan.
• Credit assessment and underwriting of loan applications based on product and policy norms.
• Appraising loan applications for credit worthiness ensuring adherence to KYC norms, credit bureau assessment and financials.
• Disbursal of loans including all checks and verifications.
• Coordination with legal, technical and processing vendors and training of vendors and vendor staff on processes and polices.
• In-person meetings and discussions with clients.
• Responsible for maintaining the processing TAT.
• Participate in and clear regular internal and external audits.
• Vendor management, including quality monitoring.
• Partner in terms of providing policy inputs to Risk teams which will formulate the right policy for Godrej Capital.

Experience

• Work experience: 4-6 years.

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