Credit Manager - SCF

Job Requirements

The role incumbent will be responsible for end-to-end credit underwriting and disbursal of the loan

• Credit assessment and underwriting of loan applicationsbased on product and policy norms – end to end from login to disbursal of loans
• Appraising loan applications for credit worthiness ensuring adherence to KYC norms, credit bureau assessment and financials
• Disbursal of loans including all checks and verifications
• Coordination with legal, technical and processing vendors and training of vendors and vendor staff on processes and polices
• In-person meetings and discussions with clients
• Responsible for maintaining the processing TAT
• Participate in and clear regular internal and external audits
• Vendor management, including quality monitoring
  
  

Partner in terms of providing policy inputs to Risk teams which will formulate the right policy for Godrej Capital

Work Experience

2-4 years

Benefits

• Adhere to expected TAT without compromising on quality
• Taking of initiatives, strong execution skills, forward thinking ability to anticipate hurdles
• High emphasis on customer centricity
• Work collaboratively with Sales and Operations team in the location to achieve strategic business goals.
  
  

Technology skills – understanding of and working with existing market technologies in the mortgage industry