Credit Manager Retail-Secured

Roles and Responsibilities

• Collaborate with sales teams to provide pre-sanction feedback on loan applications.
  
• Monitor portfolio performance, identify early warning signs of default (EWS), and take corrective action as needed.
  
• Ensure compliance with regulatory requirements and internal policies for credit underwriting.
  
• Prepare credit proposals, sanction letters, and other documents related to loan processing.
  
• Conduct credit analysis, appraisal, and evaluation to assess borrower's creditworthiness.