Credit manager - Gudur
Credit Saison India · Not specified · onsite · Posted 33d ago
Not disclosed5–7 yrsfulltimeSourced from
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About this role
Job Summary:**
We are seeking a highly motivated and experienced Credit Manager to oversee all aspects of credit granting and collection for our operations in Gudur. This role involves managing credit risk, ensuring timely collections, and maintaining strong customer relationships.
Job Responsibilities:**
We are seeking a highly motivated and experienced Credit Manager to oversee all aspects of credit granting and collection for our operations in Gudur. This role involves managing credit risk, ensuring timely collections, and maintaining strong customer relationships.
Job Responsibilities:**
- Manage the full credit lifecycle, from application assessment to collections and recovery.
- Conduct thorough credit analysis of new and existing customers, utilizing financial statements, credit reports, and industry data.
- Establish and maintain credit limits and terms for customers in line with company policy and risk appetite.
- Develop and implement effective collection strategies to minimize overdue accounts and bad debt.
- Monitor accounts receivable aging and proactively identify potential credit risks.
- Negotiate payment plans and resolve credit-related disputes with customers.
- Prepare regular reports on credit performance, collections, and risk exposure.
- Collaborate with sales, customer service, and finance departments to ensure smooth credit operations.
- Stay updated on industry trends, credit regulations, and economic conditions impacting credit risk.
- Lead and mentor a small team of credit analysts or officers (if applicable).
- Bachelor's degree in Finance, Accounting, Business Administration, or a related field.
- Minimum of 5 years of progressive experience in credit management, preferably within a relevant industry.
- Proven track record of successful credit risk assessment and collection efforts.
- Strong understanding of financial statement analysis, credit scoring models, and legal aspects of credit.
- Excellent analytical, problem-solving, and decision-making skills.
- Superior communication, negotiation, and interpersonal abilities.
- Proficiency in credit management software and Microsoft Office Suite (especially Excel).
- Ability to work independently and manage multiple priorities in a fast-paced environment.
- Knowledge of the local market and business environment in Gudur is an advantage.
Sourced from foundit
Skills
Microsoft Office SuiteCredit Scoring ModelsFinancial Statement AnalysisCredit Management Software
About Credit Saison India
Credit Saison India
Financial Services
1.4k+
employees
2019
7 years old
Bangalore / Bengaluru, Karnataka
IN
₹15.9L PA avg
Avg at Credit Saison India
About
Established in 2019, Credit Saison India is one of the fastest-growing Non-Banking Financial Companies (NBFCs) in the country. The company operates across four key verticals: wholesale lending, fintech partnerships, branch-led distribution, and embedded financing. Leveraging technology and strong underwriting capabilities, Credit Saison India enables efficient and scalable credit delivery, particularly to underserved and underpenetrated segments. It is backed by Credit Saison Co., Ltd., a Tokyo Stock Exchange-listed financial services company, and is an affiliate of Mizuho Bank, Japan. Credit Saison India (CS India) is part of Saison International, a global financial company with a mission to bring people, partners and technology together, creating resilient and innovative financial solutions for positive impact.
Industries
Financial ServicesInternet
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