Credit Manager and Operation Manager (Both are different role)

Role & responsibilities

• Prepare and review credit proposals for new and existing corporate clients.
• Analyse financial statements, credit history, cash flows, and repayment capacity.
• Assess working capital requirements and appropriate credit limits.
• Evaluate OD, CC, WCDL, LC, BG and Term Loan facilities.
• Identify key credit risks and recommend suitable risk mitigation measures.
• Prepare credit reports and provide inputs for credit approval decisions.
• Coordinate with business and credit teams for timely processing of proposals.

Preferred candidate profile

• Experience in Corporate Credit / Credit Risk / Credit Underwriting.
• Strong understanding of working capital and corporate banking products.
• Good analytical, financial assessment, and report-writing skills.
• Candidates from bankswith relevant experience preferred.