{"@context":"https://schema.org","@type":"JobPosting","title":"Credit Manager -Affordable (HL,LAP)","description":"

Role & responsibilities

Responsible for credit appraisal and underwriting of Affordable Home Loans (AHL), Loan Against Property (LAP), and Mortgage products in line with company credit policies.
Assess borrower eligibility through detailed analysis of income, repayment capacity, banking behavior, property valuation, and risk parameters.
Exercise underwriting authority for cases up to 50 lakh and provide recommendations for higher-ticket proposals up to 2 crore.
Ensure quality portfolio growth by maintaining prudent credit standards while supporting business objectives.
Coordinate with Sales, Credit Operations, Legal, Technical, and Risk teams for timely sanction and disbursement of cases.
Deliver credit decisions within defined TATs (same-day decision for salaried cases and T+1 for SENP cases).
Monitor portfolio quality, identify early warning signals, and ensure adherence to regulatory and internal compliance requirements.
Manage a monthly file flow of approximately 30 cases while maintaining high underwriting accuracy and risk control.

","datePosted":"2026-06-25T00:00:00.000Z","validThrough":"2026-08-24T00:00:00.000Z","employmentType":"FULL_TIME","identifier":{"@type":"PropertyValue","name":"myjobb-ai","value":"4466715"},"url":"https://myjobb.ai/jobs/credit-manager-affordable-hl-lap/4466715","directApply":false,"hiringOrganization":{"@type":"Organization","name":"Acura solutions","logo":"https://img.naukimg.com/logo_images/groups/v1/mobile/1279958.gif","sameAs":"http://acurasolution.com/"},"baseSalary":{"@type":"MonetaryAmount","currency":"INR","value":{"@type":"QuantitativeValue","minValue":400000,"maxValue":500000,"unitText":"YEAR"}}}