About a minute. You'll make an account on the way through.
About this role
Job Description
Key Responsibilities
- Review customer credit applications, assess payment terms, evaluate credit risk, and recommend approval, rejection, or revision based on company policy and commercial requirements.
- Maintain accurate customer credit records, approved payment terms, credit limits, risk classifications, and payment history documentation.
- Monitor overdue receivables, aging reports, disputed invoices, and high-risk accounts to ensure timely action and escalation.
- Proactively follow up with customers and internal stakeholders to resolve overdue balances, payment delays, disputes, and blocked collections.
- Negotiate payment plans and credit arrangements within approved guidelines while balancing commercial needs and credit risk controls.
- Communicate credit decisions, collection status, overdue risks, and escalation items clearly to relevant stakeholders and management.
- Prepare regular credit control reports, overdue analysis, cash collection commentary, risk summaries, and bad debt exposure updates.
- Support month-end close activities by reviewing AR aging, expected collections, provisions, write-off recommendations, and disputed balances.
- Identify process gaps and recommend improvements to strengthen collection effectiveness, reduce overdue balances, and enhance cash flow visibility.
- Ensure compliance with company policies, internal controls, delegation of authority, credit procedures, VAT requirements, and audit expectations. Qualifications
- Bachelor s degree in Finance, Accounting, Commerce, Business Administration, or a related field.
- 5-7 years of relevant experience in Credit Control, Collections, Accounts Receivable, Finance Operations, or customer risk management.
- Strong understanding of credit assessment, collections, customer payment terms, AR aging, dispute management, provisions, and bad debt controls.
- Experience working with ERP systems such as Oracle, SUN Systems, SAP, or similar finance platforms is highly desirable.
- Proficient in Microsoft Excel, including advanced formulas, pivot tables, reconciliations, and structured reporting.
- Exposure to Power BI, credit risk tools, automated collection platforms, and banking systems would be an added advantage. Key ResponsibilitiesReview customer credit applications, assess payment terms, evaluate credit risk, and recommend approval, rejection, or revision based on company policy and commercial requirements. Maintain accurate customer credit records, approved payment terms, credit limits, risk classifications, and payment history documentation. Monitor overdue receivables, aging reports, disputed invoices, and high-risk accounts to ensure timely action and escalation. Proactively follow up with customers and internal stakeholders to resolve overdue balances, payment delays, disputes, and blocked collections. Negotiate payment plans and credit arrangements within approved guidelines while balancing commercial needs and credit risk controls. Communicate credit decisions, collection status, overdue risks, and escalation items clearly to relevant stakeholders and management. Prepare regular credit control reports, overdue analysis, cash collection commentary, risk summaries, and bad debt exposure updates. Support month-end close activities by reviewing AR aging, expected collections, provisions, write-off recommendations, and disputed balances. Identify process gaps and recommend improvements to strengthen collection effectiveness, reduce overdue balances, and enhance cash flow visibility. Ensure compliance with company policies, internal controls, delegation of authority, credit procedures, VAT requirements, and audit expectations. Qualifications: Bachelor s degree in Finance, Accounting, Commerce, Business Administration, or a related field. 5-7 years of relevant experience in Credit Control, Collections, Accounts Receivable, Finance Operations, or customer risk management. Strong understanding of credit assessment, collections, customer payment terms, AR aging, dispute management, provisions, and bad debt controls. Experience working with ERP systems such as Oracle, SUN Systems, SAP, or similar finance platforms is highly desirable. Proficient in Microsoft Excel, including advanced formulas, pivot tables, reconciliations, and structured reporting. Exposure to Power BI, credit risk tools, automated collection platforms, and banking systems would be an added advantage.
Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.
Sourced from naukri
Skills
Debterp systemsdispute managementBanking SystemsFinance OperationsBankingERPAccounts ReceivableCash CollectionCASH FLOWcredit riskCredit AssessmentAdministrationAccountingcompliancefinanceCredit Control
About SGS
SGS
Clinical Research
4.8k+
employees
1878
148 years old
Geneva, Geneva
Switzerland
₹4.6L PA avg
Avg at SGS
About
SGS is the world's leading testing, inspection, and certification company.
Industries
Clinical ResearchAdvertising / PR / EventsAgricultureChemicals / Agri InputsRecruitmentEngineering & Construction
Employee ratings
10 reviews
3.8/ 5
Culture
3.0
Career growth
2.3
Work-life
3.4
Employees rate it well for
Work-Life Balance38Overall Company38
Find them on