Credit Auditor

Roles and Responsibilities :

• Conduct credit appraisal and analysis of SME clients to assess their financial health, creditworthiness, and risk profile.
• Review business plans, financial statements, industry trends, and other relevant data to evaluate loan applications.
• Collaborate with internal stakeholders to identify potential risks and develop strategies for mitigating them.
• Provide recommendations on approval or rejection of loan proposals based on thorough evaluation.

Job Requirements :

• 2-8 years of experience in credit auditing or related field (e.g., credit underwriting).
• Strong understanding of various types of loans such as business loans, personal loans, home loans, loan against property (LAP), working capital financing options etc.
• Proficiency in evaluating complex financial data including balance sheets, income statements cash flow statements etc.