Credit Analyst

Reporting To: Director, Investment Risk

Shift: EMEA (1:30 pm - 10:30 pm IST) (India)

Role Summary

This position's primary responsibility will be for evaluating and monitoring the creditworthiness of corporations within the investment grade spectrum. Primary focus will involve assessing financial data, company filings, industry trends, and market conditions to make informed recommendations regarding credit risks and opportunities within a portfolio of investment grade companies. The Credit Analyst is also responsible for making presentations to the Rating Committee with credit opinions and internal rating recommendations. This position also identifies developing credit concerns before they negatively impact the portfolios and identifies potential additions to the Approved List.

Years of Experience

3 to 5 years experience in credit analysis within the investment, banking, or insurance industries.

Qualifications

• Bachelor s degree in Economics, Accounting, Finance or related field. MBA or CFA designation highly preferred.

Responsibilities

• Fundamental credit research of investment grade corporate credits, primarily financial institutions (banks).
• Ongoing surveillance and monitoring of assigned credits which may include Asset Backed Commercial Paper (ABCP) and Asset Backed Securities (ABS).
• Timely credit research and financial analysis in response to trading and portfolio management proposals for investments in new-issue and secondary investment opportunities.
• Ensuring consistency of the credit research process, while seeking on going enhancements and efficiencies to the research process which meets the needs of all stakeholders.
• Exposure analysis and credit risk measurement.
• Ability to manage a significant amount of data and support database design and management for credit research, ratio and trend analyses, and management reporting.
• Ad hoc credit risk projects as required.

Candidate Requirements

• Keen eye for detail, a deep understanding of financial markets, and the ability to interpret complex data to make informed credit decisions.
• Excellent qualitative and quantitative financial analysis skills.
• Critical thinker.
• Ability to leverage tools such as Excel, Bloomberg, to drive efficient, credit monitoring.
• Experience with risk management principals and techniques such as VaR and Stress Testing.
• Proven database skills.
• Outstanding people skills with the ability to convey credit opinions and concerns effectively and efficiently.
• A strong individual contributor with the ability to work independently with minimal supervision, but also be able to work and collaborate as part of a team.
• Strong work ethic with the ability to prioritize and manage multiple responsibilities.
• Work proactively with portfolio managers and other key stakeholders.

Core Values

• Strong interpersonal, oral, and written communication and collaboration skills with all levels of management
• Strong organizational skills including the ability to adapt to shifting priorities and meet frequent deadlines,
• Demonstrated proactive approach to problem-solving with strong judgment and decision-making capability.
• Highly resourceful and collaborative team-player, with the ability to also be independently effective and exude initiative and a sense of urgency.
• Exemplifies our customer-focused, action-oriented, results-driven culture.
• Forward looking thinker, who actively seeks opportunities, has a desire for continuous learning, and proposes solutions.
• Ability to act with discretion and maintain complete confidentiality.
• Dedicated to the firm s values of non-negotiable integrity, valuing our people, exceeding client expectations, and embracing intellectual curiosity and rigor.

Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.