Credit Analyst

About Us:

Galytix (GX) is a risk-domain specialised AI firm serving 30+ financial institutions globally. Its Risk-Specialised AI Agents built over 10 years in CreditX and ClaimsX operate as 24/7 Digital Workers unlocking value by autonomously performing hundreds of tasks traditionally handled by human Relationship Managers, Credit Officers and Claims Professionals. By augmenting human teams with purpose-built, domain-specialised AI, GX supercharges productivity, strengthens risk and transforms decision-making, and delivers a step-change in client experience empowering financial institutions to be at the forefront of driving AI-led transformation.

About the role:

- Develop and build the Banking product offering of Galytix on Credit. This product is being deployed at global banks with a mandate to improve efficiency, experience and streamlining workflows of Credit Analysts.

- Understanding of global accounting standards IFRS, US-GAAP etc. Analyzing current and past financial data to help build Early Warning Signals for the future.

- Analyzing Financial Statements Income Statement, Balance Sheet, Cash Flow and its associated notes. Building standardised harmonisation rules for automated spreading and associated downstream credit and risk processes.

- Calculation of adjusted debt and analysis of off balance sheet debt items. Prepare and validate credit report templates across multiple industries.

- Engaging with multiple clients and end users to better understand their technical and reporting requirements and help drive the product roadmap forward. Actively involved in training the internal team on credit and banking content.

What do we need?:

- 5-7 years of relevant experience as a credit analyst working for commercial banks.

- Bachelors degree in Finance, Accounting, Economics, Business Administration, or a related field.

- Advanced certifications (optional but preferred): CFA, FRM, or MBA with a focus on finance or risk management.

- Strong listening skills to understand client needs, concerns, and risk appetite.

- Excellent stakeholder management.

- Attention to detail and exceptional communication skills.

Why Join Us?:

- We are a mission-driven firm that is revolutionising the Insurance and Banking industry.

- We are not aiming to incrementally push the current boundaries, we redefine them.

- Customer centric organisation with innovation at the core of everything we do.

- Capitalise on an unparalleled career progression opportunity.

- Work closely with senior leaders who have individually served several CEOs in Fortune 100 companies globally.

- Develop highly valued skills and build connections in the industry by working with top-tier Insurance and Banking clients on their mission-critical problems and deploying solutions integrated into their day-to-day workflows and processes.

- For the past decade, India office has been on the forefront. What started as a vision has evolved into something much bigger. We are at the brink of an exciting new chapter. It's time to go big. We are growing at an unprecedented pace. But we are not just expanding for the sake of growth we are strategically positioning ourselves for greater impact and success in this fast-evolving market.