Credit Analyst

Key Responsibilities:

- Deal evaluation: Understanding the industry and business along with preparation of credit memo including financial model consisting of P&L, Balance Sheet and cash flow statement.

- Presentation of the deal to senior management in a power point format.

- Look in the disbursement of sanctioned deals while coordinating with internal stakeholders.

- Submitting Monthly/ Quarterly Monitoring Reports to the Top Management.

- Ensuring timely interest and principal repayments.

- Performing market research and competitive analysis for assessment.

Key Competencies:

- Strong hold on industry, financial and credit principles.

- Excellent in interpersonal and presentation skills.

- Strong financial modelling and analytical skills.

Essential Qualification:

- MBA Finance/ Chartered Accountant with 2 - 10 yrs of work experience, preferably with NBFC lending in banks/NBFC/rating agencies.

Essential Experience:

- Sound knowledge of underwriting in NBFC lending.

- Strong understanding of industry cycle along with financial ratios.

- Hands on experience in Credit Memo preparation.

- Financial modelling with ability to make, read and maintain models in MS Excel.