Credit Analyst

Job Description:

JD :-

1. Having relevant experience with a minimum of 2 years

2. Having worked at an NBFC, Bank or fintech in a credit analyst or similar role where the candidate screens applications for the purpose of loan disbursal.

3. Willing to work on Sundays / holidays as required by the company.

4. Willing to work for extended hours as per business requirement.

5. Proficiency in using spreadsheets or MS Excel

6. IMMEDIATE JOINER IS MUST (Immediate joiners preferred, however candidates with a notice period are also acceptable).

RESPONSIBILITIES

1. Prepare detailed credit reports and make credit recommendations based on the analysis to higher authorities or decision-makers within the organization.

2. Adhere to the company policies and maintain the work environment

3. Analyze the data to assess the applicant's ability to repay loans or credit, and determine the level of risk involved

4. Evaluate the creditworthiness of applicants by reviewing their financial statements, credit reports, and other relevant data.

5. Ensure compliance with internal credit policies, as well as external regulatory guidelines and requirements while making credit decisions.

6. Attention to detail and the ability to work under pressure to meet deadlines.