Credit Analyst

What Youll Do-

Credit Appraisal
• Prepare detailed CAMs and IMs across corporate/SME/project finance
• Analyze business models, financials, cash flows, DSCR, leverage
• Identify risks and structure mitigants (DSRA, covenants, escrow, etc.)

Credit Decisioning
• Present cases to Credit Committee with conviction
• Support sanctioning, structuring and monitoring
• Track covenants, early warning signals, restructurings

Portfolio and Market Intelligence
• Monitor borrower performance and SMA triggers
• Contribute to underwriting frameworks and credit policies

Who We’re Looking For
3–15 yrs in corporate credit / project finance / working capital lending
Must have non-retail lending exposure (No retail/fintech underwriting)
CA / MBA (Finance) / CFA / FRM preferred