Credit Analyst

Key Skills: Credit analysis, Credit Operations

Roles and Responsibilities:

• Analyze borrower financials, repayment capacity, and overall creditworthiness.
• Prepare credit appraisal notes and support underwriting recommendations.
• Draft and maintain Credit Appraisal Memorandums (CAMs) and related reporting.
• Review supporting documents and assess risk factors for lending decisions.
• Coordinate with internal teams to ensure credit files are complete and decision-ready.

Skills Required:

• 2+ years of relevant credit analysis experience.
• Credit analysis experience in lending or financial services environments.
• Understanding of credit underwriting and credit appraisal processes.
• Ability to prepare CAMs and credit-related reporting.
• Strong financial statement review and risk assessment capability.

Good to Have:

• Credit underwriting
• Credit appraisal
• CAM reporting

Education: Bachelor's degree in Finance, Accounting, Economics, or a related field.