Credit Analyst- Financial Institutions

Key Responsibilities FI Credit Underwriting:

• Conduct credit underwriting and risk assessment of Financial Institution (FI) counterparties including banks, NBFCs, insurers and other financial services entities.
• Analyse financial statements, capital adequacy, asset quality, liquidity, profitability, leverage and funding profile.
• Assess the institution's creditworthiness, business model, financial strength and risk profile.
• Evaluate credit mandates, exposure limits, lending appetite and counterparty limits in line with internal credit policies.
• Prepare and present credit proposals, annual reviews, rating assessments and credit recommendations.
• Perform counterparty due diligence and identify key financial, regulatory, business and market risks.
• Monitor existing FI exposures, financial performance, ratings, covenant compliance and emerging credit risks.