Counsel, Business Services

Here at Hometap, we’re collaborative, passionate, and always ready to roll up our sleeves to create solutions that help people get more out of homeownership — and out of life. Our first product, a home equity investment, gives homeowners the opportunity to quickly access the equity they’ve built in their home to pay for what’s most important to them, from handling debt to finally making much-needed renovations, without taking on debt.  

We work hard, and have some fun along the way, too. You don’t have to take our word for it:  The Boston Globe and Forbes have recognized us as a great place to work, and we’ve been honored for our commitment to innovation in the fintech space by Inc. , HousingWire , and more! 

In case you need any more convincing, we also provide competitive compensation, healthcare coverage, generous PTO, a meaningful equity package, and a strong culture with plenty of opportunities for team-building and camaraderie.

Interested in joining us on our mission to make homeownership less stressful and more accessible? We’d love to talk.

Who you are:

As Counsel, Business Services at Hometap, you'll serve as the primary legal partner for our vendor relationships, technology agreements, and commercial transactions that power our business operations. You'll collaborate with stakeholders across the company—including Product, Engineering, Operations, IT, Finance, Marketing, and Procurement—to negotiate and structure commercial arrangements that enable Hometap to scale efficiently while managing legal and regulatory risk.

A strong candidate will have experience in consumer financial services or fintech, deep expertise in commercial contracts and technology agreements, excellent judgment in balancing legal risks with business needs, and a proven ability to work independently while supporting multiple stakeholders in a fast-paced environment. You'll thrive in this role if you're a practical, business-minded attorney who can move quickly, communicate clearly, and build strong cross-functional relationships.

What you'll do:

Draft, review, and negotiate commercial contracts including vendor agreements, technology agreements (SaaS, cloud services, software licenses), professional services agreements, marketing and advertising contracts, and supplier arrangements

Partner with Procurement, IT, Product, Engineering, Marketing, Operations, and Finance teams to structure commercial relationships that support business objectives while managing legal and regulatory risk

Review and analyze powers of attorney and trust documents to ensure proper authorization for homeowner transactions; advise Investment Support and Operations on POA validity, trust administration, and successor trustee matters

Provide day-to-day legal advice to business teams on operational and legal questions across a wide range of topics; serve as accessible legal resource for stakeholders across departments

Support third-party risk management (TPRM) by assessing legal and regulatory risks in vendor relationships; ensure commercial agreements comply with consumer financial services regulations

Support Legal Operations function with contract management system implementation, template development, and process optimization

Assist with litigation matters, commercial disputes, real estate and facilities matters, regulatory examinations, and special projects as needed

What you bring:

J.D. degree from accredited law school and active bar membership in good standing

4-6 years of relevant legal experience at a top law firm, in-house legal department, or combination of both

Experience in consumer financial services, fintech, mortgage lending, or highly regulated consumer-facing industry required

Strong background in drafting, reviewing, and negotiating commercial contracts including vendor agreements, technology agreements (SaaS, cloud services, software licenses), professional services agreements, and marketing contracts

Understanding of consumer financial services regulatory landscape (e.g., UDAP/UDAAP, FCRA, state consumer protection laws) and how regulations impact commercial arrangements

Excellent contract drafting, review, and negotiation skills with strong understanding of commercial terms, risk allocation, liability provisions, indemnification, and warranties

Intellectual curiosity with fluency in translating legal advice into actionable guidance for business teams; excellent judgment in balancing legal risk with business strategy

Ability to work independently and manage multiple projects, negotiations, and stakeholders simultaneously in a dynamic, fast-paced environment

Strong organizational and project management skills with comfort navigating ambiguity and evolving business priorities

Experience working effectively with cross-functional teams; strong ability to build trusted relationships and credibility across all levels of the organization

Excellent written and verbal communication skills; collaborative working style with commitment to supporting team success and leading with empathy

Exemplary personal and professional integrity; commitment to diversity, equity, and inclusion; hands-on mentality with growth mindset and passion for innovation in financial services

The salary range for this role is $185,000 - $200,000, depending on your experience, skills, location, and other factors. You’ll also receive meaningful equity, so you can share in our growth and success. We offer generous medical, dental, and vision coverage, a work-from-home stipend, parental leave, and plenty of paid time off to recharge.

Hometap is on a mission to make homeownership less stressful and more accessible. Our home equity investment product provides homeowners with a fast, simple, and straightforward way to access the equity in their home without taking out a loan or having to sell. By investing alongside homeowners, Hometap offers debt-free cash in exchange for a share of their home’s future value — all without any monthly payments over the life of the investment. Through a combination of financial innovation and best-in-class customer service, Hometap enables people to get more from homeownership so they can get more from life.

Hometap believes that our differences are what bring us together, and one of our biggest priorities is creating a diverse workplace that welcomes and values each team member’s unique perspective, background, and ideas. All roles here are filled based solely on candidates’ qualifications and our business needs. 

Hometap is an equal opportunity employer. We provide employment opportunities regardless of race, age, color, religion, sex, sexual orientation, gender, gender identity, gender expression, genetic information, national origin, pregnancy, marital, veteran, or disability status. If there is an accommodation that would support your ability to apply and interview with Hometap, please let us know by emailing work@hometap.com.