Commercial Underwriter (SME Segment)

Job Title : Commercial Underwriter (SME Segment)

Location : Andheri - Mumbai

Role & Responsibilities

• Prepare product policy wordings, underwriting guidelines, rating structures, schedules, and documents required for IRDA product filings.
• Coordinate closely with Marketing, Claims, and Actuarial teams to finalize underwriting guidelines.
• Collaborate with Technology teams for system maintenance and new requirement implementation.
• Conduct product development and market research based on customer and market needs.
• Maintain regular interactions with brokers and intermediaries.
• Develop robust monitoring systems for underwriting control.
• Analyze the performance of general insurance products and take proactive corrective actions.
• Prepare periodic reports for the Management Committee related to product portfolio performance.
• Ensure timely and quality responses, adhering to TAT for quote submissions.
• Provide technical leadership, direction, and support to Sales and Underwriting teams.
• Develop initiatives to manage and improve loss ratios.
• Create tools and dashboards to monitor KPIs and product performance.

Preferred Candidate Requirements

• Handson experience in handling the SME segment within SME Commercial Business.
• Strong knowledge of SME insurance products.
• Solid experience in Commercial Underwriting.
• Strong analytical, communication, and stakeholdermanagement skills.
• Ability to work crossfunctionally with various internal teams.

Interested candidates can share the updated CV to [email removed]