Commercial Underwriter Senior (Equipment Finance)

This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Commercial Underwriter Senior (Equipment Finance) based in the United States.

This role offers the opportunity to support responsible financial growth by evaluating complex commercial lending opportunities and helping businesses access the resources they need to succeed. As a senior underwriting professional, you will manage the full credit evaluation process, from initial deal review through closing, while balancing risk management and business objectives. You will collaborate closely with sales teams, customers, and internal stakeholders to structure strong financing solutions and deliver valuable credit insights. The position requires strong financial analysis skills, sound judgment, and the ability to understand diverse business models and market conditions. You will contribute to a customer-focused environment built around innovation, collaboration, and expanding financial access. This is an ideal opportunity for an experienced underwriter looking to make a meaningful impact within a dynamic financial services organization.

Accountabilities:: Underwrite a broad range of commercial lending products, including complex transactions, while maintaining appropriate credit risk and return standards.

Review, analyze, and evaluate new deal packages to ensure accuracy, completeness, and alignment with credit policies and underwriting standards.

Partner with business development teams to provide consultative credit guidance throughout the proposal and transaction process.

Analyze financial statements, cash flows, collateral values, and business performance trends to assess creditworthiness.

Gain a deep understanding of customer businesses, including factors influencing growth, operational challenges, and financial performance.

Manage the complete underwriting lifecycle from initial review through approval, documentation, and closing.

Prepare detailed credit narratives and approval documentation for internal review committees and decision-makers.

Review due diligence materials, customer reporting requirements, and transaction documentation.

Collaborate with customers, legal teams, and internal stakeholders to resolve documentation requirements and support successful closings.

Conduct customer visits and management discussions when required for larger transactions.

Support portfolio quality by identifying risks, opportunities, and financial trends.

Mentor and provide guidance to analysts and less experienced team members.

Adapt quickly to evolving systems, processes, and business requirements.

Requirements

Bachelor’s degree in a related field or equivalent combination of education and professional experience.

5+ years of relevant commercial underwriting, credit analysis, or equipment finance experience.

Strong understanding of commercial lending principles, credit risk assessment, and financial analysis.

Experience reviewing financial statements, analyzing cash flow, and evaluating collateral.

Ability to interpret business performance trends and make informed credit recommendations.

Strong business acumen with excellent problem-solving and decision-making skills.

Customer-focused mindset with the ability to build strong relationships with internal and external stakeholders.

Excellent communication, collaboration, negotiation, and influencing skills.

Ability to manage multiple priorities while maintaining accuracy and meeting deadlines.

Comfortable working independently and taking ownership of underwriting decisions.

Ability to quickly learn and navigate various technology platforms, systems, and procedures.

Strong attention to detail and commitment to maintaining high-quality underwriting standards.

Benefits

Competitive annual salary range of approximately $104,000–$174,000, based on experience, skills, qualifications, and location.

Annual performance-based incentive opportunity.

Flexible hybrid and remote work options.

Health insurance benefits.

401(k) retirement savings plan.

Life insurance coverage.

Short-term and long-term disability benefits.

Paid time off and employee wellness support.

Opportunity to work in a purpose-driven organization focused on expanding financial access and economic opportunity.

Collaborative culture that values innovation, inclusion, and professional growth.

How Jobgether works: We use an AI-powered matching process to ensure your application is reviewed quickly, objectively, and fairly against the role's core requirements. Our system identifies the top-fitting candidates, and this shortlist is then shared directly with the hiring company. The final decision and next steps (interviews, assessments) are managed by their internal team. We appreciate your interest and wish you the best!  Why Apply Through Jobgether?    Data Privacy Notice: By submitting your application, you acknowledge that Jobgether will process your personal data to evaluate your candidacy and share relevant information with the hiring employer. This processing is based on legitimate interest and pre-contractual measures under applicable data protection laws (including GDPR). You may exercise your rights (access, rectification, erasure, objection) at any time.     #LI-CL1