Commercial Lending

Skills: Commercial Lending

Experience: 2-4 years (only immediate joiners)

• Location(City & Area): Chennai

• Years of Experience Required: Minimum of 2 year of document imaging and record management experience of commercial documentation in commercial banking, candidates who have experience working in US Banking operations, specifically in Indexing and Post-Closing processes

• Shift Timings: 3:30 PM to 1:30 AM

Any Mandatory/Key Skills: Preferred: Familiarity with loan documents and prior experience in a scanning department, loan operations or FCM/Image Centre.

Role Name / Description:

Imaging Specialist:

Responsible for managing the electronic imaging, indexing and maintenance of all commercial loan documentation. The imaged file contents are utilized to document approval and loan history, manage borrower and guarantor provided information for proper risk management, and provide an organized source for internal-regulatory agencies audit reviews.

Work Experience:

Job Description

• Receive and review loan documentation for borrowers, guarantors, and related parties for completeness.

• Add exceptions and ticklers as needed; monitor and resolve outstanding documentation issues.

• Scan, index, and accurately image loan, credit, and report-related documents into the imaging system.

• Verify digital documentation for accuracy, clarity, and completeness; update Enterprise Loan Servicing Log.

• Organize and archive digitized physical files for future retrieval, including legal proceedings.

• Track and resolve documentation exceptions (e.g., missing recordings, expired filings) and provide feedback on deficiencies.

• Assist team members and auditors by researching and supplying required documentation

OTHER:

• Performs other duties as deemed necessary.

• Comply with all regulations pertaining to BSA, USA PATRIOT ACT, and OFAC. Complete annual BSA training. Report suspicions of criminal activity, or any attempt to avoid BSA reporting requirements on the part of customers or employees, to the AML/BSA Compliance Department. For supervisory positions, ensure BSA training requirements are completed by staff.

Competencies/Skill set requirements

• Demonstrated proficiency using electronic imaging technology and related storage requirements, image and document formats.

• Excellent communication and organizational skills.

• Ability to identify loan documents so they are imaged and indexed correctly.

• Knowledge of bank regulatory requirements.

• Proficient PC skills including Microsoft Word and Excel.

• Ability to prioritize daily work assignments while working in a demanding environment is required.

• Ability to meet deadlines defined by Bank and regulators.