Commercial Banking Portfolio Manager
Wells Fargo · Hyderabad · onsite · Posted 58d ago
Undisclosed3–8 yrsfulltimeSourced from
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About this role
Job Summary
Wells Fargo is seeking a Commercial Banking Portfolio Manager.
Location: Hyderabad.
Responsibilities - Research complex credit investigations and diverse credit information for loans
- Identify opportunity for process improvements within scope of responsibilities or functional area
- Review and identify basic operational assignments that require research, evaluation, and selection of alternatives while exercising independent judgement to guide medium risk deliverables
- Present recommendations for resolving complex situations and exercise independent judgement while developing expertise in the function, policies, procedures, and compliance requirements
- Collaborate and consult with functional colleagues, internal partners, and stakeholders including internal as well as external customers
- 2+ years of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
- Responsibility includes, but not limited to:
- Evaluate financial performance of companies / borrower / guarantor / commercial real estate asset class based on a variety of factors including past and current performance, management projections and market changes over the time period.
- This would include review of various financial statements, such as balance sheet, income statement, cash flows, and statement of changes in equity.
- Perform market research using various third party applications and compare performance of borrowing entity against market data to draw conclusion of overall performance.
- Determine appropriate risk rating, both qualitative and quantitative based on performance during the review time period and compare it against banks credit guidelines.
- Document and synthesize findings based on above mentioned reviews into a credit report which would be for presented to lending officers and / or approval committees.
- Understand the feedback received from the reviewers and implement the same in their day to day work.
- Quality check of work performed by junior team members and provide appropriate feedback on the same.
- MBA (Finance / Banking), Cost and Management Accountancy, Chartered Accountancy or post- graduation in Economics.
- 3 to 8 years of overall commercial credit experience across diversified asset class (includes corporate entities and real estate asset class).
- Good knowledge on financial statements for various industries with ability to ascertain trends, ratios and call out key risks when compared to benchmarks (historical and industry performance).
- Good knowledge of Discounted Cash Flow, Comparable Company, and Precedent Transaction analysis.
- Experience in assessing credit worthiness of borrower based on various qualitative and quantitative factors.
- Excellent business writing skills for credit reports.
- Ability to read, comprehend and synthesize data regarding borrower performance / market related information from multiple sources into one prescribed template.
- Intermediary to advanced Excel skills would be a plus.
Sourced from naukri
Skills
Market ResearchAdvanced Excelmarket dataLoansBankingCommercial BankingReal EstateDiscounted Cash FlowPortfolio ManagementResearchFinancial StatementscompliancefinanceCommercial Real EstateBalance Sheetquality check
About Wells Fargo
Wells Fargo
Financial Services
20k+
employees
1852
174 years old
Bengaluru/Bangalore, Karnataka
India
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Wells Fargo works to create positive social impact in the communities it serves by supporting housing affordability, small business growth, financial health, and a low-carbon economy.
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Financial Services
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