Cluster Manager-Micro Mortgages_Tamilnadu
Ujjivan Small Finance Bank · Chitradurga · onsite · Posted 56d ago
Undisclosed5–10 yrsfulltimeSourced from
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About this role
Job Title
Department
Location
Type of Position
Reports To
Reporting Into
Role Purpose Objective
Size of the Role
Financial Size
Non-Financial Size
Key Duties Responsibilities of the Role
Business/Financials
Customer (Both Internal External)
Internal Process
Location - Krishnagiri,Chitradurga,Coimbatore,Ramanathapuram,Sivakasi,Nagercoil,Sathyamangalam,Erode,Rajapalayam,Kumbakonam,Kallakkurichi
Cluster Manager - Micro Mortgages
Department
Micro Mortgages
Location
Branch
Type of Position
Full-time
Reports To
Regional Sales Manager/ Area Manager - Micro Mortgages
Reporting Into
Relationship Manager, Portfolio Manager, Customer Service Officer
Role Purpose Objective
- Drives Mortgage business in their respective Cluster. Is responsible for overall growth and success of the MLAP business cross sell TPP Liability Products
- Build efficient team of Relationship Officers in the Cluster assigned
Size of the Role
Financial Size
- Cost of hiring and placing new Relationship Officers at Branches
- Operational Cost of managing the Conveyance and Claims of Relationship Officers
- Cost of procurement marketing collaterals, sales aids
- Shall be expected to manage a portfolio of Cr. Progressively
Non-Financial Size
- Managing a single product across the branches of operations
- Managing a team size of 5 employees progressively
- Managing assets like marketing collaterals, Stationery, Dockets and Systems
- Managing hiring and placement of Relationship Officers in required Branches
Key Duties Responsibilities of the Role
Business/Financials
- Daily/Weekly /Monthly monitoring of the accomplishment of targets according to the annual/monthly targets established for the area and branches under his/her responsibility to provide guidance and solutions to his/her team as required
- Supports Loan Officers- in his/her area in their duties of client visits, risk assessment and recovery strategies
- Efficient staffing by timely recruitment training
- Supports Relationship Officers- in his/her area in their duties of client visits, risk assessment and recovery strategies
- Should be ready to travel extensively across the cluster of control for business requirements
Customer (Both Internal External)
- Ensure that customers are aware of the Product and services properly
- Ensure that customers are explained about the Terms Conditions of Product
- Focus on lower TAT as per laid down standards.
Internal Process
- Monitor health of portfolio
- Ensure compliance with lending guidelines, quality framework and audit requirements; ensure speedy resolution of any audit observations and take necessary steps to prevent recurrence audit and other regulations.
- Ensure, supervise the correct implementation of the credit procedures including all the respective tools
Location - Krishnagiri,Chitradurga,Coimbatore,Ramanathapuram,Sivakasi,Nagercoil,Sathyamangalam,Erode,Rajapalayam,Kumbakonam,Kallakkurichi
Sourced from naukri
Skills
Customer ServiceRegional SalesLendingBusiness RequirementsCollateralsRegional Sales ManagermortgagesRisk AssessmentMortgageTPPRelationship ManagerLiability ProductsoperationsProcurementSalescompliancemarketing
About Ujjivan Small Finance Bank
Ujjivan Small Finance Bank
Banking
24.4k+
employees
2017
9 years old
Bangalore/Bengaluru, Karnataka
India
About
Empowers financial inclusion across India, serving over 90 lakh customers with over ₹6,400 crore profit and a strong focus on inclusive, tech-led banking.
Industries
BankingFinancial Services
Employee ratings
7,630 reviews
4.0/ 5
Culture
4.0
Career growth
3.5
Work-life
3.9
Employees rate it well for
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