Cluster Manager - Commercial Lending/Senior Cluster Manager

This position is open with Bajaj Finance Ltd. Culture Anchor: Have high ambitions - Inspires the team to aim for higher targets and supports in achieving them. Own It - Acknowledges uncertainty and makes changes in own decisions/actions for better outcomes.

• ROLE1.Source New to Bajaj relationships for Mid markets business.
• 2.Build a diversified portfolio offering revenues from Assets NII, Fees, Cross sell etc. Asset opportunities to be sourced aligned to the lending norms as prescribed.
• 3.Increase the wallet share with the customer by constantly exploring opportunities to cross sell other products offered by the Bajaj Finance.
• 4.Maintain NIL delinquency in the accounts sourced.
• 5.Thorough monitoring of accounts sourced, keep track on customer business and report any early warning signals and take appropriate actions as identified.
• 6.Ensure that the covenants conditions as per sanctioned terms are consistently met.
• 7.Adherence to strict KYC/AML requirements.
• 8.Regular tracking of progress on the agreed key metrics towards delivering on the strategy.
• 9.Track developments in the respective markets and provide feedback to the management team.Reporting Structure: The incumbent will report to Business Head - Mid Markets

Practice Emotional Intelligence - Develops the team, supporting them to do more Listens to others, stays calm under pressure, and treats everyone with respect.