Cluster Manager – Business Loans

Job Purpose
This position is open with Bajaj Finance ltd.Culture Anchor:Think like an Entrepreneur - Encourages new ideas, helps teams improve, and supports them in taking up challengesPractice Emotional Intelligence - Listens to others, stays calm under pressure, and treats everyone with respect.Transform Continuously - Explores opportunities and encourages teams to improve processes and systems for better delivery.Own it - Ensures teams achieve targets, drives capability building and inculcates a sense of accountability in the team. Duties and Responsibilities
Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned.- Credit appraisal for BL & Doctor Loans files for the assigned location- Keeping delinquency under control- Compliance of policy and processes- Reporting of location metrics like Login, Approval, Disbursal, Rejection, Deviation on monthly basis as per prescribed format- Market Research and Feedback for new product launch.- Feed back on credit policy based on market conditions. Required Qualifications and Experience

Chartered Accountant /MBA Finance with 2-3 years of relevant experience.

Has worked with reputed Bank/Financial Institution in unsecured high ticket size loans

Positive attitude and team player