Chief Manager - Credit | E-commerce Partnerships

Key Responsibilities

• Design and manage credit policies for acquiring customers through e-commerce platforms.
• Analyze partner-sourced profiles and build effective risk segmentation frameworks.
• Collaborate with credit bureaus, data science, and analytics teams to develop scorecards and models using alternate data.
• Monitor portfolio KPIs such as approval rates, default rates, and perform vintage analysis.
• Work cross-functionally with product, risk, and partner teams to fine-tune underwriting rules and decisioning logic.
• Conduct regular credit performance reviews at the product, partner, and cohort levels.
• Ensure compliance with regulatory guidelines and internal risk controls in all lending operations.
• Support new product launches with credit policy inputs and integration into digital onboarding journeys.