Chief Executive Officer

Role & responsibilities

• Provide overall strategic leadership and build the NBFC into a scalable, profitable and well-governed financial institution.
• Develop and execute the companys business strategy, annual operating plan, budgets and growth roadmap in alignment with Board objectives.
• Lead the business launch and expansion strategy, including product, geography, branch/network, digital and distribution models.
• Drive sustainable AUM growth, revenue, profitability, customer acquisition and market presence, while maintaining portfolio quality.
• Develop and strengthen the NBFCs credit, risk, collection, operations, technology and customer-service frameworks.
• Establish appropriate credit policies, underwriting standards, risk appetite, approval authorities and portfolio monitoring mechanisms.
• Ensure strict compliance with RBI regulations, applicable NBFC regulations, statutory requirements, Board policies and internal controls.
• Build a strong ALM, treasury, liquidity and capital-management framework and maintain healthy funding relationships.
• Develop relationships with banks, financial institutions, investors, debt providers, rating agencies, fintech/technology partners and other strategic stakeholders.
• Lead fund-raising and liability management, including bank finance, NCDs, securitisation, co-lending and other appropriate funding avenues.
• Build a high-performance leadership team across Business, Credit, Risk, Collections, Finance, HR, Technology, Compliance and Operations.
• Establish a performance-driven culture with clearly defined KPIs, accountability structures and management review mechanisms.
• Identify opportunities for new products, customer segments, partnerships and technology-led financial services.
• Ensure effective implementation of MIS, dashboards and data-driven decision-making across the organisation.
• Maintain strong focus on asset quality, NPA control, collection efficiency, fraud prevention and operational risk.
• Ensure robust corporate governance, audit, compliance and internal control systems.
• Present regular business, financial, risk and strategic performance reports to the Board and shareholders.
• Identify emerging market, regulatory, competitive and operational risks and ensure timely corrective action.
• Represent the company before regulators, lenders, investors, industry bodies and other key stakeholders.
• Drive organisational readiness for future scale, technology integration, geographic expansion and potential institutional fund-raising/IPO, as applicable.

Preferred candidate profile

• Senior leadership experience in NBFC, banking, financial services or lending businesses.
• Proven experience in building, scaling or transforming a lending business.
• Strong understanding of RBI/NBFC regulatory framework, credit, risk, collections, treasury, ALM and financial management.
• Demonstrated ability to drive AUM growth while maintaining portfolio quality and profitability.
• Experience in fund-raising, lender relationships and institutional stakeholder management.
• Strong commercial understanding combined with a high level of governance, compliance and risk discipline.
• Experience in building and managing senior leadership teams and multi-functional organisations.
• Entrepreneurial mindset with the ability to operate effectively in a growth-stage organisation.
• Strong strategic, analytical, negotiation and decision-making skills.
• Excellent communication and Board-level presentation capabilities.
• Preference for candidates with experience in launching new products, entering new markets or building branch/digital distribution networks.

Perks and benefits

• Competitive CEO-level compensation linked to experience and business scale.
• Performance-linked annual incentive based on business growth, profitability, asset quality and strategic milestones.
• Long-term incentive / ESOP or equity participation, subject to company policy and Board approval.
• Opportunity to build and lead a growing NBFC from an early stage.
• Direct interaction with the Board, promoters, institutional lenders and investors.
• Leadership mandate across strategy, business, risk, finance, operations and technology.
• Professional development and participation in industry, regulatory and financial-services forums.
• Executive benefits and other facilities as per company policy.