Chartered Accountant - Banking/Financial Segment

Company Description Malankara Multi State Co-Operative Credit Society is led by experienced professionals from the multi-state cooperative and Banking sectors, ensuring strong industry expertise.

Role Description This is a full-time, on-site role for a Chartered Accountant in the Banking/Financial Segment, based in Trichur, Kerala.

Ideal Profile:- Chartered Accountants ( CA) who is experienced in banking, NBFC, financial services or lending technology preferred.

Key Responsibilities and Requirements:-

• Strong knowledge of Finance and Financial Statements, with the ability to interpret and present financial data clearly.
• Proficiency in Financial Reporting and Accounting Software to manage ledgers, generate reports, and support audits.
• Well-developed Analytical Skills for reviewing financial trends, identifying variances, and supporting risk management.
• Solid understanding of regulatory and compliance requirements applicable to cooperative credit societies and financial institutions.
• Understanding of Loan repayment cycles, interest calculations, overdue management, Collections, NPA classifications, Delinquency Management and Provision requirements.
• Ability to understand the accounting and financial impact of different stages of the loan life cycle.
• Strong understanding of Core Banking System ( CBS) and how loan products, transactions, accounting entries, provisions, collections and charge-offs are configured and processed in the system.
• Understanding of GL mapping, product configuration, accounting entries, interest accruals, provisions, write offs , recoveries and reconciliations within the core banking environment.
• Salary will commensurate with Experience and Qualifications