Business Analyst

Job Summary

We are looking for a Trade Finance Techno Functional Consultant with in-depth knowledge of Commodity and Trade Finance and a strong understanding of banking processes, risk, and compliance.

The ideal candidate should have hands-on functional knowledge of Letter of Credit (LC), Documentary Collections, Guarantees, Collaterals, Loans, and Commissions, along with a techno-functional mindset and excellent communication skills.

Key Responsibilities

• Gather, analyze, and document business and technical requirements that best reflect customer needs.
• Prepare and review BRDs, FSDs, User Stories, functional specifications, and solution documents.
• Work closely with business, operations, IT, and customer stakeholders for requirement analysis.
• Advise customers on product capabilities, industry best practices, and solution reuse where applicable.
• Design holistic and integrated high-level solutions aligned with business requirements, production operability, and budget.
• Participate in and/or lead formal and informal solution reviews with stakeholders.
• Provide functional and technical perspectives during solution discussions.
• Communicate proposed solutions effectively to customers' business and IT teams.
• Explain new solution features, processes, and their impact on existing business workflows.
• Ensure that customers have a clear understanding of the proposed solution.
• Track and close open questions, dependencies, and action items with relevant stakeholders.
• Support customers during the scoping phase through solution finalization and customer sign-off.
• Prepare solution-related documents, functional specifications, and other project documentation.
• Configure solutions based on business requirements, where applicable.
• Create, execute, and maintain detailed test plans and test cases.
• Support functional testing, UAT, and issue resolution activities.
• Support the resolution of configuration and implementation-related issues during project execution.
• Collaborate with development and implementation teams to ensure successful delivery of solutions.

Required Skills

• In-depth knowledge of Trade Finance / Commodity Finance.
• Strong understanding of:
• Letter of Credit (LC)
• Documentary Collections
• Bank Guarantees
• Collaterals
• Trade Finance Loans
• Commissions
• Good knowledge of Banking Risk and Compliance processes.
• Good understanding of Sanction Screening processes, including:
• OFAC
• UN Sanctions
• Local Sanctions
• Good understanding of Trade Finance SWIFT Messages.
• Knowledge of RBI I/EDPMS (Import/Export Documentary Processing Management System) will be an added advantage.
• Strong functional and analytical skills.
• Excellent verbal and written English communication skills.
• Strong customer-facing and stakeholder management skills.
• Ability to understand business requirements and translate them into functional and technical solutions.
• Strong techno-functional attitude and mindset.

Educational Qualifications

• B.E. / B.Tech. in Computer Science or related field
• BCA / MCA
• Or any relevant educational qualification.

Preferred Candidate Profile

• Candidates with experience in Banking, Trade Finance, FinTech, or Financial Services will be preferred.
• Should be comfortable interacting with business users, operations teams, customers, and technical teams.
• Should have strong problem-solving, requirement-gathering, documentation, and analytical skills.
• Should be able to work independently as well as collaboratively in a project environment.