Business Analyst - Retail Banking

About BNP Paribas India Solutions Established in 2005, BNP Paribas India Solutions is a wholly owned subsidiary of BNP Paribas SA, European Union’s leading bank with an international reach. With delivery centers located in Bengaluru, Chennai and Mumbai, we are a 24x7 global delivery center. India Solutions services three business lines: Corporate and Institutional Banking, Investment Solutions and Retail Banking for BNP Paribas across the Group. Driving innovation and growth, we are harnessing the potential of over 10000 employees, to provide support and develop best-in-class solutions.

About BNP Paribas Group BNP Paribas is the European Union’s leading bank and key player in international banking. It operates in 65 countries and has nearly 185,000 employees, including more than 145,000 in Europe. The Group has key positions in its three main fields of activity: Commercial, Personal Banking & Services for the Group’s commercial & personal banking and several specialized businesses including BNP Paribas Personal Finance and Arval; Investment & Protection Services for savings, investment, and protection solutions; and Corporate & Institutional Banking, focused on corporate and institutional clients. Based on its strong diversified and integrated model, the Group helps all its clients (individuals, community associations, entrepreneurs, SMEs, corporate and institutional clients) to realize their projects through solutions spanning financing, investment, savings and protection insurance. In Europe, BNP Paribas has four domestic markets: Belgium, France, Italy, and Luxembourg. The Group is rolling out its integrated commercial & personal banking model across several Mediterranean countries, Turkey, and Eastern Europe. As a key player in international banking, the Group has leading platforms and business lines in Europe, a strong presence in the Americas as well as a solid and fast-growing business in Asia-Pacific. BNP Paribas has implemented a Corporate Social Responsibility approach in all its activities, enabling it to contribute to the construction of a sustainable future, while ensuring the Group's performance and stability

Commitment to Diversity and Inclusion At BNP Paribas, we passionately embrace diversity and are committed to fostering an inclusive workplace where all employees are valued, respected, and can bring their authentic selves to work. We prohibit Discrimination and Harassment of any kind, and our policies promote equal employment opportunity for all employees and applicants, irrespective of, but not limited to their gender, gender identity, sex, sexual orientation, ethnicity, race, color, national origin, age, religion, social status, mental or physical disabilities, veteran status etc. As a global Bank, we truly believe that inclusion and diversity of our teams is key to our success in serving our clients and the communities we operate in.

About Business Line/Function ALMT function is responsible for Asset Liabilities management and treasury activity of BNP Paribas. It also handles Bank’s funding needs and risk management activities. ALMT IT is a Deal Capture & Deal Processing Application catering to IT demands of ALMT functions within the bank.

Position Purpose Current position is under ALMT IT team scope to contribute, in individual capacity, on development, enhancements, and maintenance & support activities for multiple applications by efficiently utilizing continuous improvement and agile methodology. Immediate tasks would include but not restricted to

• To create and maintain functional specifications document and work closely with the development and testing team.
• To co-ordinate closely with the business users and onsite BA’s or managers of the application to understand the functional requirements
• To perform functional tests and assist with user acceptance tests

Responsibilities Direct Responsibilities

• Interact with functional and technical representatives of project teams to understand business functionalities, technical modules, integration mechanism and data sources.
• Prepare functional specifications for developers and testers.
• Work with developers to prepare test plans and conduct Integration, Regression, Performance and Functional Testing using automated testing frameworks wherever applicable/required
• Review Functional Specs, Functional Test Cases prepared by IT team.
• Contribute to the technical designing phase and create prototype for proof of concept, along with developers and business requirements validations.
• Provide functional assistance to Development/Testing teams
• Participate in peer reviews of Functional Specs, test plan, test strategy, test cases and test runs
• Conduct user training sessions on applications and functionalities
• Train others (wherever required) to ensure knowledge sharing and backup
• Ensure that the project and organization standards are followed during various phases of software development lifecycle and day to day development work.
• Estimate efforts and schedule for various modules and meet deadlines
• Functional Release Documentation
• To participate in out-of-hours / daytime support as required
• To ensure that the application is of good quality, ensure any issues are fixed on priority.
• To work with teams to help solve complex problems
• Work towards initiatives to improve processes and delivery efficiency
• Contribute to recruitment efforts - both for the team as well as for the organization
• Contribute towards innovation; suggest new practices for efficiency improvement.
• Provide L3 Support
• To ensure all activities carried out and solutions proposed, planned and delivered are compliant with Organization policy guidelines.

Contributing Responsibilities

• Contribute towards innovation, suggest new practices to be investigated
• Contribute towards initiatives to improve processes and delivery
• Contribute towards recruitment efforts - both for the team as well as for the organization

Technical & Behavioral Competencies Mandatory Technical Skills

• Experience as a Business Analyst in the IT industry, in Banking domain.
• Knowledge of Retail Banking and Banking products Loan/Deposits/etc is a must.
• Good SQL Query writing skills
• Understanding of Trade Life Cycle
• Thorough understanding of complete Software Development Lifecycle
• Self-motivated, good interpersonal skills and inclination to constantly upgrade on new technologies and frameworks.
• Good communication, good interpersonal skills and co-ordination activities, self-motivation, and inclination to constantly upgrade on new developments in the industry.
• Ability to understand business requirements easily and translate them into functional requirements.
• Capability to understand and analyze complex IT applications and financial product structures
• Excellent documentation ability
• Experience in preparing requirement specifications and perform functional tests and UAT

Nice To Have Skills

• Knowledge or Experience with Treasury functions and business processes.
• Experience/Knowledge of Datawarehouse concepts
• Knowledge of Agile Process

Experience : 3 to 6 years