Business Analyst || BFSI/ NBFC/ fintech/ LOS !!

Role Requirements

• Experience: 4 to 6 years of professional experience across industries.
• Education:
• Bachelors degree in engineering with Information Technology, Computer Science, Finance, Business Administration, or related disciplines.
• MBA or relevant banking certifications will be preferred.
• Required Experience
• 4-6 years of experience as a Business Analyst in Banking, Financial Services, NBFC, Fintech, or Lending organizations.
• Minimum 2-3 years of experience working on Loan Origination Systems (LOS) or Digital Lending Platforms.
• Experience in Retail Lending, MSME Lending, Business Loans, Personal Loans, Home Loans, Vehicle Loans, or Microfinance products.
• Experience working in Agile project delivery environments.
• Functional Skills
• Strong understanding of Loan Origination and Credit Underwriting processes.
• Knowledge of lending products and customer onboarding journeys.
• Familiarity with Business Rule Engines (BRE) and workflow-based systems.
• Understanding of lending regulations, KYC, AML, and compliance requirements.
• Ability to document business processes and functional requirements effectively.
• Technical Skills
• Understanding of APIs, system integrations, and data flows.
• Working knowledge of REST APIs and JSON payload structures.
• Basic to intermediate SQL proficiency for data validation and analysis.
• Experience in process modelling and workflow documentation.
• Knowledge of digital lending ecosystem integrations and third-party service providers.
• Tools & Platforms
• Jira
• Confluence
• Visio / Lucidchart / Draw.io
• Figma
• Postman
• SQL Tools
• BPMN Modelling Tools
• Enterprise LOS Platforms such as Newgen, FinnOne, Finacle LOS, Temenos, Salesforce FSC, nCino, or similar lending platforms.
• Preferred Skills
• Exposure to Microfinance and MSME Lending processes.
• Knowledge of Account Aggregator ecosystem and Digital Lending frameworks.
• Understanding of Digital Onboarding, Video KYC, and eSign platforms.
• Certification in Agile BA, Scrum, CCBA, or related business analysis disciplines.
• Professional Attributes:
• Strong analytical and problem-solving abilities.
• Effective communication and documentation skills.
• Stakeholder coordination and collaboration mindset.
• Attention to detail and quality orientation.
• Ability to manage multiple priorities in a fast-paced environment.
• Strong learning agility and ownership attitude.

Additional Details

• Work Mode & Location: Full-time, Work from Client (Mumbai Seawood)