Branch Head

Roles and Responsibilities

To ensure the achievement of disbursement targets with minimum delinquency

Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies.

Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach.

Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas.

Disbursement, repayment and delinquency management, achieving daily / weekly collections targets

Makes a close follow up of the disbursed loans, especially of the ones not paying on time.

Undertake regular field visits, Centre Meeting and loan applicants

Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds.

Build strong client relationships both internally and externally and build a strong brand identification with potential customers.

Ensuring weekly / daily meetings & visit to centre

Fresher to maximum of 5yrs exp + as a sales officer in microfinance business

Basic understanding about Microfinance business and JLG model working would be preferred.

Desired Candidate Profile

• 8-10 years of experience in branch handling, loan sales, team handling, team management, team leading, or collection management.
• Bachelor's degree in any discipline (preferably B.Tech in Computers).
• Proven track record of achieving sales targets and managing teams effectively.
• Strong understanding of banking operations and regulations.

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