Branch Credit Officer

Roles and Responsibilities

• Conduct credit analysis, appraisal, and approval for loan applications within defined policy guidelines.
  
• Perform thorough risk assessment and evaluation of borrower's financial situation to determine creditworthiness.
  
• Collaborate with cross-functional teams to resolve customer queries and issues efficiently.
  
• Ensure compliance with regulatory requirements, internal policies, and procedures related to write-off processes.
  
• Identify potential risks and develop strategies to mitigate them through effective portfolio management practices.