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    Job · 21443018

    HYDERABAD · FULLTIME

    Branch Credit Manager

    IIFL Home Finance

    IIFL Home Finance

    Hyderabad · onsite · Posted 2d ago

    Sourced fromNaukri
    Undisclosed1–3 yrsfulltimeHyderabad

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    Section · 01

    About this role

    Key Responsibilities:
    Evaluate digital loan applications within definedturnaround time (TAT) using scorecards and policy rules.
    Perform digital KYC, bureau checks, income surrogates,and fraud screening; escalate suspicious cases.
    Prepare concise credit notes/CAMs for non-STP orexception cases; recommend decisions as per DOA.
    Ensure accurate documentation and track post disbursement document (PDD)closure where applicable.
    Coordinate with sales/operations for clarifications,rework, and smooth disbursement.
    Monitor early vintage performance/FPD for approvedcases and provide feedback to improve filters.
    Adhere to underwriting policy, regulatoryrequirements, and internal audit standards, clear QA observations PDs ofspecific cases.

    Skills Required:
    Strong analytical and decision-making skills.
    Knowledge of retail lending credit policies andscorecards.
    Proficiency in digital KYC, fraud control, and MIStools.
    Attention to detail and compliance orientation.

    Educational Qualifications and Experience:
    Graduate / Post-Graduate in Finance, Commerce, orrelated field.
    13 years in credit appraisal/underwriting; experiencein digital/fintech lending preferred.


    Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.

    Sourced from naukri

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    Section · 02

    Skills

    QAretailpdsLendingstpRetail LendingDisbursementFraud ControlInternal AuditCredit NotesFintechDigital Loancredit appraisalunderwritingoperationsSalescomplianceKYCfinance

    Section · Company

    About IIFL Home Finance

    IIFL Home Finance

    IIFL Home Finance

    NBFC

    4.6k+

    employees

    Gurgaon / Gurugram, Haryana

    India

    ₹6.6L PA avg

    Avg at IIFL Home Finance

    About

    Provides a variety of financial services including loans and advisory, aiming to meet diverse client needs with convenient financial solutions.

    Industries

    NBFCFinancial Services

    Employee ratings

    10 reviews

    3.8/ 5

    Culture

    4.0

    Career growth

    3.4

    Work-life

    4.2

    Employees rate it well for

    Overall Company38Compensation & Benefits37

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