Branch Credit Manager
IIFL Home Finance · Rajamahendravaram · onsite · Posted 57d ago
Undisclosed1–3 yrsfulltimeSourced from
About a minute. You'll make an account on the way through.
About this role
Key Responsibilities:
Evaluate digital loan applications within definedturnaround time (TAT) using scorecards and policy rules.
Perform digital KYC, bureau checks, income surrogates,and fraud screening; escalate suspicious cases.
Prepare concise credit notes/CAMs for non-STP orexception cases; recommend decisions as per DOA.
Ensure accurate documentation and track post disbursement document (PDD)closure where applicable.
Coordinate with sales/operations for clarifications,rework, and smooth disbursement.
Monitor early vintage performance/FPD for approvedcases and provide feedback to improve filters.
Adhere to underwriting policy, regulatoryrequirements, and internal audit standards, clear QA observations & PDs ofspecific cases.
Skills Required:
Strong analytical and decision-making skills.
Knowledge of retail lending credit policies andscorecards.
Proficiency in digital KYC, fraud control, and MIStools.
Attention to detail and compliance orientation.
Educational Qualifications and Experience:
Graduate / Post-Graduate in Finance, Commerce, orrelated field.
13 years in credit appraisal/underwriting; experiencein digital/fintech lending preferred.
Sourced from naukri
Skills
QAretailpdsLendingstpRetail LendingDisbursementFraud ControlInternal AuditCredit NotesFintechDigital Loancredit appraisalunderwritingoperationsSalescomplianceKYCfinance
About IIFL Home Finance
IIFL Home Finance
NBFC
4.6k+
employees
Gurgaon / Gurugram, Haryana
India
₹6.6L PA avg
Avg at IIFL Home Finance
About
Provides a variety of financial services including loans and advisory, aiming to meet diverse client needs with convenient financial solutions.
Industries
NBFCFinancial Services
Employee ratings
10 reviews
3.8/ 5
Culture
4.0
Career growth
3.4
Work-life
4.2
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