Branch Credit Manager
IIFL Home Finance · Noida · onsite · Posted 57d ago
Undisclosed0–5 yrsfulltimeSourced from
About a minute. You'll make an account on the way through.
About this role
Job Summary
Responsibilities
Skills
Educational Qualifications and Experience
Job Details
Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.
Responsible for evaluating and underwriting loan applications received via digital channels. Focus on quick, accurate decisioning with policy adherence, KYC verification, fraud checks, and coordination with stakeholders to achieve seamless, paperless disbursements.
Responsibilities
- Evaluate digital loan applications within defined turnaround time (TAT) using scorecards and policy rules.
- Perform digital KYC, bureau checks, income surrogates, and fraud screening; escalate suspicious cases.
- Prepare concise credit notes/CAMs for non-STP or exception cases; recommend decisions as per DOA.
- Ensure accurate documentation and track post-disbursement document (PDD) closure where applicable.
- Coordinate with sales/operations for clarifications, rework, and smooth disbursement.
- Monitor early vintage performance/FPD for approved cases and provide feedback to improve filters.
- Adhere to underwriting policy, regulatory requirements, and internal audit standards, clear QA observations PDs of specific cases.
Skills
- Strong analytical and decision-making skills.
- Knowledge of retail lending credit policies and scorecards.
- Proficiency in digital KYC, fraud control, and MIS tools.
- Attention to detail and compliance orientation.
Educational Qualifications and Experience
- Graduate / Post-Graduate in Finance, Commerce, or related field.
- 1-3 years in credit appraisal/underwriting; experience in digital/fintech lending preferred.
Job Details
- Job Title: Branch Credit Manager
- Grade: Senior Officer to DM
- Department: Credit
Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.
Sourced from naukri
Skills
QAretailpdspolicy adherenceLendingstpRetail LendingDisbursementFraud ControlInternal AuditCredit NotesFintechDigital Loancredit appraisalunderwritingoperationsSalescomplianceKYCfinanceKyc Verification
About IIFL Home Finance
IIFL Home Finance
NBFC
4.6k+
employees
Gurgaon / Gurugram, Haryana
India
₹6.6L PA avg
Avg at IIFL Home Finance
About
Provides a variety of financial services including loans and advisory, aiming to meet diverse client needs with convenient financial solutions.
Industries
NBFCFinancial Services
Employee ratings
10 reviews
3.8/ 5
Culture
4.0
Career growth
3.4
Work-life
4.2
Employees rate it well for
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