Branch Credit Manager
HDB Financial Services · Chennai · onsite · Posted 72d ago
Not disclosedFresherfulltimeSourced from
About a minute. You'll make an account on the way through.
About this role
Job Role
Evaluating credit proposals covering financial, business and industrial risk decisioning of the loan.
Verifying the promoter's track record ascertaining their credit worthiness.
Analysis of the financial statements of the prospective customer to identify the short term long term solvency liquidity position.
To ensure Bounce Rate and Delinquency are within acceptable standards.
Monitor and enforce approval rate and TAT as per prescribed standards.
Monitor and ensure that monthly Branch audit score is satisfactory.
Vendor Management.
To conduct customer meeting to evaluate credit proposal.
PDD Tracking and closure.
Compliance to repayment instrument replenishment to ensure regular repayment of EMI.
Key Responsibilities
Credit Decisions Take sound lending decisions based on available information interactions with the applicants.
Manage credit quality and control delinquencies, frauds.
Monitoring Performance.
Managing performance in terms of key drivers i.e. oLoses / Portfolio quality parameters/ Cost of credit administration/ Employee Productivity.
Evaluating credit proposals covering financial, business and industrial risk decisioning of the loan.
Verifying the promoter's track record ascertaining their credit worthiness.
Analysis of the financial statements of the prospective customer to identify the short term long term solvency liquidity position.
To ensure Bounce Rate and Delinquency are within acceptable standards.
Monitor and enforce approval rate and TAT as per prescribed standards.
Monitor and ensure that monthly Branch audit score is satisfactory.
Vendor Management.
To conduct customer meeting to evaluate credit proposal.
PDD Tracking and closure.
Compliance to repayment instrument replenishment to ensure regular repayment of EMI.
Key Responsibilities
Credit Decisions Take sound lending decisions based on available information interactions with the applicants.
Manage credit quality and control delinquencies, frauds.
Monitoring Performance.
Managing performance in terms of key drivers i.e. oLoses / Portfolio quality parameters/ Cost of credit administration/ Employee Productivity.
Sourced from foundit
Skills
Vendor Management
About HDB Financial Services
HDB Financial Services
NBFC
89.9k+
employees
2007
19 years old
Ahmedabad, Gujrat
India
About
Leading non-banking financial company operating under a major financial group, serving over 10 million customers with loans, insurance, and collections.
Industries
NBFCBPO/KPOFinancial ServicesBanking
Employee ratings
25,662 reviews
3.9/ 5
Culture
3.7
Career growth
3.3
Work-life
3.8
Employees rate it well for
Salary3153Work Environment1933Work Culture1357Senior Management1297Career Growth1167
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