BULANDSHAHR · FULLTIME
BCM Professional
IIFL Home Finance
Bulandshahr · onsite · Posted 3d ago
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Undisclosed1–3 yrsfulltimeBulandshahr
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Section · 01
About this role
Job Purpose:
Responsible for evaluating and underwriting loanapplications received via digital channels. Focus on quick, accuratedecisioning with policy adherence, KYC verification, fraud checks, andcoordination with stakeholders to achieve seamless, paperless disbursements.
Key Responsibilities:
Evaluate digital loan applications within definedturnaround time (TAT) using scorecards and policy rules.
Perform digital KYC, bureau checks, income surrogates,and fraud screening; escalate suspicious cases.
Prepare concise credit notes/CAMs for non-STP orexception cases; recommend decisions as per DOA.
Ensure accurate documentation and track post disbursement document (PDD)closure where applicable.
Coordinate with sales/operations for clarifications,rework, and smooth disbursement.
Monitor early vintage performance/FPD for approvedcases and provide feedback to improve filters.
Adhere to underwriting policy, regulatoryrequirements, and internal audit standards, clear QA observations & PDs ofspecific cases.
Skills Required:
Strong analytical and decision-making skills.
Knowledge of retail lending credit policies andscorecards.
Proficiency in digital KYC, fraud control, and MIStools.
Attention to detail and compliance orientation.
Educational Qualifications and Experience:
Graduate / Post-Graduate in Finance, Commerce, orrelated field.
13 years in credit appraisal/underwriting; experiencein digital/fintech lending preferred.
Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.
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Section · 02
Skills
QAretailpdspolicy adherenceLendingstpRetail LendingDisbursementFraud ControlInternal AuditCredit NotesFintechDigital Loancredit appraisalunderwritingoperationsSalescomplianceKYCfinanceKyc Verification
Section · Company
About IIFL Home Finance
IIFL Home Finance
NBFC
4.6k+
employees
Gurgaon / Gurugram, Haryana
India
₹6.6L PA avg
Avg at IIFL Home Finance
About
Provides a variety of financial services including loans and advisory, aiming to meet diverse client needs with convenient financial solutions.
Industries
NBFCFinancial Services
Employee ratings
10 reviews
3.8/ 5
Culture
4.0
Career growth
3.4
Work-life
4.2
Employees rate it well for
Overall Company38Compensation & Benefits37
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